Renew Your Coverage

Health insurance coverage works on a yearly basis, so you need to renew it each year. For some, this can be automatic. For others, it may be time to enroll in a new health plan. In either case, knowing how to renew ensures your household stays insured.

Renew During Open Enrollment

If you have a health plan through Washington Healthplanfinder, you will need to renew it every year. You can do so during open enrollment. Open enrollment is the time you can shop, compare and choose health and dental plans. It begins November 1 of each year.

Before open enrollment, you will get a renewal message. This message will tell you how to confirm your coverage for the coming year. In some cases, your current plan is not available. If so, this message will include details about a similar plan we have picked for you.

You may be able to automatically renew your plan for the upcoming year. If you choose this option, your new plan details can be found in your account. If not, you will have to manually renew your plan during open enrollment.

Sign into your account to shop and compare plans.

Use the WAPlanfinder app to shop and compare plans.

WAPlanfinder provides secure access to important info and messages as well as a convenient way to submit documents with the snap of a photo. Only download WAPlanfinder from trusted sources like Apple’s App Store or Google's Play Store.

Download the WAPlanfinder mobile app through the App Store. Download the WAPlanfinder mobile app through the Google Play store.

Report Changes

Life changes. Your coverage can change with it. Certain events and circumstances may qualify you for a better plan or more savings. Let us know when your situation changes to get the right plan, right when you need it.

Shop and Compare Plans

Renewing your coverage gives you a chance to make sure you have a plan that suits your needs. The Smart Planfinder tool makes shopping for a plan easy. It allows you to search by price, network and more, as well as compare up to 3 plans at once.

You may want to consider these things when comparing plans:


If your situation has changed, you may be eligible for new or different plans. Log into your account to shop for more options like our Cascade Care plans.


Different plan options can also offer different benefit packages. Compare plans to find coverage that suits your needs. For example, you may want to choose a plan that covers a provider or clinic that you visit often.


You can keep it simple by staying on your current plan for the upcoming year. Check if you meet these conditions:

  • You want to stay on your current plan.
  • Your plan or a similar plan is offered next year.
  • Your renewal letter says you can automatically renew your plan.

If you answer yes to all three, you are covered! Your plan will renew on January 1.

Pay Your Monthly Premium

You must pay your first premium after you have chosen a plan. Your insurance carrier will send you information about your coverage. Pay your premium every month to stay covered.

Find out how to pay your premium by carrier.

Washington Apple Health (Medicaid)

Apple Health is the name for Medicaid in Washington. Apple Health is free or low-cost health insurance coverage for those who qualify. Covered services include primary care, emergency visits, maternity services, pediatric care, dental services, vision care, prescription medications and more. 

Find out how to change your Apple Health plan.

If you have questions about your Apple Health plan, contact the Washington State Health Care Authority.

Washington State Health Care Authority (HCA)

Phone: 1-800-562-3022

Email: [email protected]

Online: Secure Web Form

Business hours: 8 am to 5 pm PST, Monday through Friday (closed on state holidays)

Mailing address:

PO Box 45531
Olympia, WA 98504

Get Support if You Need It

Questions? We have answers! Connect with our Customer Support Center, get answers to common questions, and more.

Phone: 1-855-923-4633

TTY/TDD: 1-855-627-9604