Individuals and Families

Every household is different, but they all need coverage. Whether you expect them or not, health care costs can take a bite out of your budget. Luckily, Washington Healthplanfinder™ offers plans and savings for households of any size.

Your household

Your household includes you, your spouse, children you care for and anyone else you include on your tax return. Include everyone in your household when you apply for a health plan. This ensures you get the most savings possible.

Saving on out-of-pocket costs

Washington Healthplanfinder offers savings you cannot find elsewhere. Your income and the size of your household affect how much you can save. Learn more about your savings options.

Household income

Your household income is a major factor in calculating how much you can save. This amount includes any income made by adults in your household. Learn how to report your income.

Let us know if things change

Keep us in the loop when your household changes. These changes can qualify you for new plans, savings or special enrollment. Learn more about reporting changes.

Different people, different plans

Different people need different health plans, and that is okay! Members of your household can be on the right plan for them, even if it isn't the right plan for everyone.

Types of Health Plans

Washington Apple Health

Apple Health is the name for Medicaid in Washington. It offers free or low-cost coverage for those who qualify.

Free or low-cost
Covers essential health benefits
Sign up at any time

Only available on Washington Healthplanfinder

Free or low-cost Apple Health

Cascade Care

You get more for your money with Cascade Care. You can get care without worrying if you can afford it up front.

Cascade Care Savings cuts costs
Covers more services before the deductible
Only on Washington Healthplanfinder

Learn more about Cascade Care

Get an estimate

Discover the plans and savings that may be available for you!

Plans and prices shown are a cost estimate, and actual cost and savings may differ when you apply for coverage.

Estimate your costs

Life Events

Sometimes life events change your household’s information. Loss of income or coverage can drastically change you and your family’s plans. Luckily, they can also change your health plans. For the better.

Special enrollment periods

Some life events let you sign up for a health plan outside of open enrollment. This is called a special enrollment period. You have 60 days from the event to apply for a special enrollment period.

Loss of income

Lost your job or other source of income? You may qualify for lower plan costs or more savings. Apply for special enrollment to see what this change means for you.

Loss of coverage

Losing coverage is not the end of the world. You may be able to enroll in a better plan with more savings. Apply for a special enrollment period to find out.

New household member

Birth, marriage and other events add more people to your household. They may also give you access to more plans, new savings and special enrollment!

Apply for special enrollment

Available Savings

Apple Health

Apple Health is the name for Medicaid in Washington. Apple Health is free or low-cost health insurance coverage for those who qualify. Covered services include primary care, emergency visits, maternity services, pediatric care, dental services, vision care, prescription medications and more.

Premium savings

Tax credits and Cascade Care Savings reduce the amount you pay monthly. To get these savings, your household must be under a certain income level. You cannot get these savings if you qualify for Apple Health.

Out-of-pocket cost savings

Cost-sharing reductions lower the out-of-pocket costs of your health plan. You qualify for cost-sharing reductions based on your income. The lower your income, the more you can save. You must sign up for a Silver plan to get these savings.

Do all household members need to be covered by the same plan?

No.

Some household members may qualify for Washington Apple Health (Medicaid). They can choose to have Apple Health coverage even if others do not.

Similarly, some household members may enroll in a Silver-level Cascade Care plan. This coverage and any savings would be unique to them.

I recently lost my job. What are my coverage options?

Often, losing your job qualifies you for special enrollment. This is a period of time you can sign up for a new heath plan. You must apply for a special enrollment period within 60 days of losing your job.

The kind of coverage you can get depends on your situation, but most people who lose income will qualify for higher levels of financial support. Update your account with your new information to see what you qualify for.

Washington Apple Health (Medicaid)

When you lose your job, you may become eligible for Apple Health. Apple Health is free or low-cost coverage for those who qualify.

Cascade Care Plans with Cascade Care Savings

You may not qualify for Apple Health. If this is the case, you can still qualify for new plans and savings, like Cascade Care.

Tax credits and Cascade Care Savings reduce the cost of your monthly premium. Since these savings are based on income, you may qualify for more savings after losing your job.

Unemployment Benefits

Unemployment benefits count towards your household income. Keep your account updated with any unemployment income to make sure your eligibility is correct.

Who do I include in my household?

A household member is anyone you include when you file your taxes.

Your household should include:

You
Your spouse (if you are married)
Children you provide for that live with you
Others you include on your tax return

Make sure you add all household members to your Washington Healthplanfinder account. This includes anyone who is not seeking coverage. The size and income of your household affect the amount of savings you can get.

Anyone who lives with you but files taxes on their own will need to apply separately.

Find More Answers

Resources

Basics of a health plan

We know getting health coverage can be confusing. Click below to learn more about how health insurance works and how to choose the right plan.

Learn the Basics >

Language support

We offer support in over 200 languages at no cost to you. This includes interpreters, materials and more. Click below to learn how to request language support.

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Support in your area

Local support is available in your community and virtually to help you answer questions and get enrolled.

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