Frequently Asked Questions

Anyone can sign up for health insurance at Washington Healthplanfinder between Nov. 1 and Jan. 15. This period is called open enrollment. Open enrollment happens every year. 

Some people can sign up at other times. This is called special enrollment.

If you have life changes (job loss, change in marital status, birth of a child, etc.) or are a low-income earner, you may be able to enroll outside of open enrollment.

Washington Healthplanfinder will ask for information about you and your family to determine your eligibility.

The cost of buying health insurance depends on things like your income, family size, and where you live.

Browse and compare plans or work with a trusted resource in your community to learn how much a plan would cost you.

There are three levels of health insurance plans available through Washington Healthplanfinder: Bronze, Silver, and Gold.

The amount your health insurance company pays depends on which level you pick. On average, the Bronze plan pays about 60%, the Silver plan pays about 70%, and the Gold plan pays about 80% of your medical bills.

  • Bronze: These plans cost less per month but pay for less of the cost when you need care.
  • Silver: These plans cover more of your costs when you need care but may cost more. If you qualify for Cascade Care Savings these plans may cost less than Bronze plans.
  • Gold: These plans cost more per month but pay for more of the cost when you need care. If you qualify for Cascade Care Savings and have significant health care needs these plans may be a good fit. 

The quality of care is the same for all the plans.