Finding help in your community
Navigators get you enrolled and answer general questions. Insurance brokers help you shop plans, understand financial help, and get you enrolled. Their services are most often free.
Everyone who lives in Washington state can buy health and dental insurance through Washington Healthplanfinder™, regardless of immigration status.
Make an appointment with a navigator, broker or trusted resource in your community.
1-855-923-4633
TTY/TDD: 1-855-627-9604
Help is available in over 200 languages.
Create an account or sign in to begin your health insurance application.
Online application is available in English and Spanish.
If you live in the state of Washington, you can buy health insurance through Washington Healthplanfinder, even if you are an immigrant who is undocumented. You do not need U.S. citizenship, a green card, or other immigration papers. Learn more about health care options for immigrants.
Your safety is important to us. Your information will not be used for immigration enforcement.
Federal and state laws protect the privacy of people who apply for health insurance through Washington Healthplanfinder. Information about immigration status will be used only to determine eligibility for coverage and not for immigration enforcement.
Navigators get you enrolled and answer general questions. Insurance brokers help you shop plans, understand financial help, and get you enrolled. Their services are most often free.
Health insurance is an agreement you make with an insurance company. The insurance company agrees to pay for some or all of your medical expenses in exchange for your monthly payment (premium).
Out-of-pocket costs (deductibles, copays, and co-insurance) refer to the amount you pay when you go to the doctor.
Each member pays a monthly fee called a premium. The price of your premium depends on your health insurance plan.
Your health insurance starts helping to pay your bills after you “meet your deductible” amount. All plans pay for certain things, like health checks, before the deductible has been met.
These are costs you pay when you go to the doctor Your copay is a fixed amount ($1-$50). Your co-insurance is a percentage of the service cost. Your health insurance plan pays for the rest of your visit.
Anyone can sign up for health insurance at Washington Healthplanfinder between Nov. 1 and Jan. 15. This period is called open enrollment. Open enrollment happens every year.
Some people can sign up at other times. This is called special enrollment.
If you have life changes (job loss, change in marital status, birth of a child, etc.) or are a low-income earner, you may be able to enroll outside of open enrollment.
Washington Healthplanfinder will ask for information about you and your family to determine your eligibility.
The cost of buying health insurance depends on things like your income, family size, and where you live.
There are three levels of health insurance plans available through Washington Healthplanfinder: Bronze, Silver, and Gold.
The amount your health insurance company pays depends on which level you pick. On average, the Bronze plan pays about 60%, the Silver plan pays about 70%, and the Gold plan pays about 80% of your medical bills.
The quality of care is the same for all the plans.
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